Health Insurance Plans

November 2010

The 2010 Transfer Period for the Health Insurance Plans is November 1 through November 30.  During this period, you can:

  • transfer to another health plan;
  • add/drop an optional rider benefit;
  • add/drop spouse, domestic partner, and/or dependent(s) – this is the only time that you can make changes in your dependent status without a qualifying event;
  • elect to waive your health coverage or enroll in the Medical Spending Conversion Health Benefits Buy-Out Waiver (MSC BOW) Program;
  • elect to withdraw from the MSC BOW Program and enroll in health benefits; and/or
  • change your health premium tax status.

Click on the following link for the NYC Health Benefits Transfer Period Flyer and specific contact information for the health plans.

NYC Health Benefits Transfer Period Flyer – Fall 2010

All health benefits applications must be submitted to Central Office Human Resources (COHR) with the appropriate documentation, if applicable, by Tuesday, November 30, 2010.

Changes made to your health plan during the Transfer Period will become effective January 13, 2011 and will be reflected on your January 27, 2011 paycheck.

If you are an Executive Compensation Plan (ECP) employee, you will see the changes reflected on your February 10, 2011 paycheck, since you are on a lag payroll schedule.

Now is the time to review your health care and prescription drug needs.

Click on the following link to review the NYC Summary Program Description booklet which contains the health plan summaries and the health plan costs.

NYC Summary Program Description Booklet

NYC Health Benefits Basic Plan and Optional Rider Costs

Change in Health Plan
You may transfer from your current health plan to another eligible health plan. To change your health plan, you must complete a Health Benefits Application form. Be sure to review the Summary Program Description for plan details and the rate comparison chart before making any changes.

NYC Health Benefits Application

Optional Rider
Most of the health plans have an Optional Rider benefit that offer additional benefits that are not available as part of the basic plan. You may add or drop the Optional Rider benefit during the Transfer Period.  However, if your union or welfare fund (DC 37, PSC-CUNY, or Teamsters) provides similar Optional Rider benefits (e.g. prescription benefit) that are included in your health plan, those additional benefits will only be provided by your union or welfare fund and will not be available through your health plan. Some exceptions may apply.

Changes in Family Status – Adding or Dropping Dependents
The Open Enrollment/Transfer Period is the only time you can make changes to your health, welfare, and/or flexible spending accounts program because of a change in family status without a qualifying event, as described in the NYC Summary Program Description booklet. However, appropriate documentation and the completed enrollment forms are required to make this change.

The Central Office Benefits Team is available to assist you with your questions and concerns. Here is their contact information:

Ms. Jing Wu, Benefits Manager or 212-794-5360  

Ms. Sujata Malhotra, Deputy Director of Human Resources or 212-794-5358